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Policy template

Refund Policy

A proposed framework for payment corrections, cancellations, and provider-specific membership handling.

Draft requiring qualified review

This is a product template, not legal advice or a finalized policy. Qualified counsel must review and tailor it for the operating entity, jurisdictions, providers, and actual production practices before launch.

Membership charges

State when the $9.95 fee is charged, what access period it covers, and which enabled methods renew automatically versus provide fixed 30-day access. Provider-specific terms must match verified capabilities.

Cancellation

Explain how and when cancellation stops future charges, whether access continues through a paid period, and any steps required through the payment provider.

Refund requests

Define the review path for duplicate charges, technical failures, unauthorized transactions, and legally mandated cooling-off or refund rights. Avoid an absolute no-refund rule without jurisdictional review.

Rewards and reversals

Clarify the treatment of rewards associated with refunded, reversed, charged-back, or fraudulent membership payments, including fair notice and immutable ledger reversal entries.

Draft status: requires review · Effective date: not yet set